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Posted by on Dec 3, 2013 in Chase Freedom, Credit Cards, Discover It | 2 comments

Discover It $150 Signup Bonus Has Expired, Open Chase Freedom Quickly

This past month, Chase and Discover went head-to-head competing fiercely in the no annual fee credit card space. My guess is that with Black Friday and the holiday shopping season around the corner, both banks wanted to win as much market share as they could. As I mentioned, Discover It started offering a $150 signup bonus while Chase Freedom started offering a $200 or 20,000 Ultimate Rewards points signup bonus. These signup bonuses are among the highest ever for those two cards, and we knew it was for a limited time only.   Open Chase Freedom Now that Black Friday is over, it seems the end of these limited time promotions is here, because the Discover It credit card no longer offers  a $150 signup bonus. The Chase Freedom credit card, however, is still offering the special $200 or 20,000 Ultimate Rewards points signup bonus. As a result, I would recommend you to hurry and open Chase Freedom now before that special signup bonus goes away as well.     The...

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Posted by on Nov 28, 2013 in Amex Starwood, Cash Back, Credit Cards, Discover It, Gift Cards, ShopDiscover, Wedding Registry | 0 comments

How to Get 45% Off Shopping at Kmart or Sears

Happy Thanksgiving! Thanksgiving means Black Friday is just around the corner but to be honest, you can save just as much money shopping from the comfort of you home these days as camping in front of a store. For a limited time, you can get 45% off shopping at Kmart or Sears. Both stores have a large variety of items to choose from and are perfect choices for wedding registry shopping or holiday shopping.   Amex Sync Lands End The key to getting 45% off shopping at Kmart or Sears is the current Amex Sync Lands End deal (expires 12/31/13) where you will receive a $25 statement credit for spending $100 or more at Lands End. I’ve highlighted Amex Sync before and how easy it was to earn free money via the Amex Sync Best Buy deal by simply buying gift cards. In this case, you will buy a $100 Lands End gift card. In addition, you will first go through the ShopDiscover cash back portal to access the Lands...

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Posted by on Nov 25, 2013 in Credit Cards, Discover It | 0 comments

Turn Your $150 Discover It Signup Bonus Into $225

I recently mentioned that the Discover It signup bonus is now $150, which is the largest ever for the credit card. You can, however, earn an extra $75 to turn that Discover It signup bonus into $225 if you open the Discover It credit card this quarter. Actually, you can earn an extra $75 next year as well, and the year after that . . .     [Update 12/2/13] The Discover It credit card no longer offers a $150 signup bonus. The best signup bonus now is probably through Amazon’s link where you will get a $75 Amazon gift card.   Online Shopping Quarterly Bonus Category The key is the Discover It’s rotating quarterly bonus category, which is one of the highlights of the card. Like the Chase Freedom credit card (also offering a historically high signup bonus), you can spend up to $1,500 in each quarter’s bonus category and earn 5% cash back. That means you can earn up to $75 ($1,500 * 0.05) each quarter. Discover It’s...

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Posted by on Nov 21, 2013 in Chase Freedom, Credit Cards, Discover It | 0 comments

Chase Freedom Signup Bonus Increased to $200 or 20,000 Ultimate Rewards Points

It seems like competition is heating up in the no annual fee credit card space, because the Chase Freedom credit card has increased its signup bonus to $200 or 20,000 Ultimate Rewards points. This signup bonus for the Chase Freedom credit card is the largest in years as the card has been offering just $100 for the longest time now. The increased signup bonus is a limited time promotion and followed shortly after Discover increased the signup bonus on the Discover It credit card to $150.   Chase Freedom Credit Card   $200 or 20,000 Ultimate Rewards points signup bonus after spending $500 within 3 months Access to Ultimate Rewards shopping portal and great cash back rates when shopping 5% cash back on rotating categories every quarter (click to see the 2013 categories) 1% cash back on everything else No annual fee   The Main Point Like the Discover It credit card, the Chase Freedom credit card has no annual fee, provides access to a fantastic shopping portal for cash...

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Posted by on Nov 15, 2013 in Barclays Arrival, Credit Cards, Discover It | 0 comments

Discover It Credit Card: Free $150 Signup Bonus

Previously, I’ve discussed the benefits of the Discover It credit card, including the ShopDiscover cash back portal. The one big negative that I’ve pointed out, however, is the lack of a generous signup bonus. Well, Discover seems to be making an effort to gain market share, because they now offer a $150 signup bonus after you spend $750 within 3 months. This bonus is the largest signup bonus Discover has ever given on the Discover It credit card.     [Update 12/2/13] The Discover It credit card no longer offers a $150 signup bonus. The best signup bonus now is probably through Amazon’s link where you will get a $75 Amazon gift card.   The Main Point To be clear, the Discover It card should not be the first card on your list to open, because so many other credit cards offer a much more generous signup bonus. The Barclays Arrival credit card, for example, gives you 44,000 miles worth roughly $440 towards travel for spending just $1,000 in...

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Posted by on Jul 10, 2013 in Amazon, Cash Back, Credit Cards, Discover It, ShopDiscover | 0 comments

Discover It Credit Card: Free $75 Amazon Gift Card

Previously, I mentioned that you should open the Discover It credit card but rarely use it, because the card offers many perks including access to the lucrative ShopDiscover cash back portal, 5% cash back on rotating categories, and has no annual fee. The downside, however, is that Discover rarely offers the big sign-up bonuses that many other credit card companies offer. In fact, you usually get nothing for opening the Discover It credit card versus another excellent card, such as the Barclays Arrival credit card, which gets you 44,000 miles worth ~$440.     Recently, however, I was reading Rapid Travel Chai’s blog, and one of his readers made a comment that anyone can get a $75 Amazon gift card for opening the Discover It credit card through Amazon. I tried it myself and sure enough, you do get a $75 Amazon gift card! This offer is better than my previous link for the Discover It credit card.     The Main Point A $75 Amazon gift card may...

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Posted by on Apr 26, 2013 in Cash Back, Credit Cards, Discover It, ShopDiscover | 0 comments

Open the Discover It Credit Card but Rarely Use It!

Yesterday, I talked about the high cash back rates and other benefits of the ShopDiscover portal. In order to access ShopDiscover, however, you need an eligible Discover credit card. That is why I recommend opening the Discover It credit card. You may have seen the ads for the Discover It credit card everywhere from the TV to the subway. And while it’s common to knock on Discover for not being as widely accepted as Visa, MasterCard, etc., the Discover It credit card is actually very good. Some key positives and a couple negatives include the following: Access to ShopDiscover portal and great cash back rates when shopping 5% cash back on rotating categories every quarter (click to see the 2013 categories) 1% cash back on everything else Fantastic customer service (in my opinion as good as American Express and you’ll speak to a well-knowledged customer representative in the U.S. rather than one based overseas) No annual fee No signup bonus Discover not as widely accepted as Visa or MasterCard...

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