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Posted by on Apr 26, 2013 in Cash Back, Credit Cards, Discover It, ShopDiscover | 0 comments

Open the Discover It Credit Card but Rarely Use It!

Yesterday, I talked about the high cash back rates and other benefits of the ShopDiscover portal. In order to access ShopDiscover, however, you need an eligible Discover credit card. That is why I recommend opening the Discover It credit card. You may have seen the ads for the Discover It credit card everywhere from the TV to the subway. And while it’s common to knock on Discover for not being as widely accepted as Visa, MasterCard, etc., the Discover It credit card is actually very good. Some key positives and a couple negatives include the following: Access to ShopDiscover portal and great cash back rates when shopping 5% cash back on rotating categories every quarter (click to see the 2013 categories) 1% cash back on everything else Fantastic customer service (in my opinion as good as American Express and you’ll speak to a well-knowledged customer representative in the U.S. rather than one based overseas) No annual fee No signup bonus Discover not as widely accepted as Visa or MasterCard...

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